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Child Education Policy

Higher education is expensive, whether one plans to send the child to a private college or university in India or abroad.A child plan is a great education policy and the best investment plan for the child. The child education plan also instils discipline and helps form the habit of saving to secure the child's future.

What is Child Education Policy?

The child education policy is a life insurance product specially designed as a savings tool to provide an amount of money when your child reaches the age for entry into college (18 years and above). The funds can be used to pay for your child's higher education expenses. Under this policy, the child is the life assured, while the parent/legal guardian is the policy owner.

Why child education policy Is Important?

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Your Child's Education

You need to provide quality education for your child. Education being expensive, children education planning is a must.

Your Child's Marriage

Marriage today costs lakhs of rupees. Children Education Planning, helps you to save for this expense.

Rider Benefits

You must avail waiver of premium rider to ensure your child gets a good education, even if you are not around.

Tax Benefits

You get tax deductions on the premium you pay for the child plan. The amount you get on maturity of the plan is tax free.

Factors Influencing Child Education Plan:

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Consider how much money you want to set aside for your child’s education.

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Make sure that the premium is affordable.

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Choose a policy that gives you flexibility so you can gradually increase the savings in the future.

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Ensure that you opt for the pay or benefit rider.

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