Spend, Save and Invest Smartly

Negotiation process for settlement of Non Performing Assets



Factors affecting the acceptance of proposal by bank :

  • Bank’s Documentation.
  • Security value. Realizable sale value.
  • Bank’s ability to sell.
  • Ability & Source of the borrower.
  • Ability & Source of the guarantor.
  • Vulnerability of the borrower/guarantor.
  • Time frame.
  • Strength and Zeal of bank's field staff.
  • What message is bank sending out? (No in a fraud case.)
  • Banks Policy.
Deposits and Bank Accounts
Fixed deposits