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Organizational Structure of a Bank Branch

Branches are the crucial point of all banks because all their operations are carried through branches. The structure of the branch may be as under :

Small/Medium Branch

This is the typical structure of a small bank branch. In large branches, the structure will undergo slight changes as shown below

Large Branch

(Here, OF= Officer CL= Clerk SS= Sub-Staff)

From the structure we can see how the functional relationship works in a branch. The structure also explains the reporting authority for each cadre of the employees. It indicates the communication flow in the branch with well-defined accountability on the part of the employees’ roles.

Deposits and Bank Accounts
Fixed deposits